Life Insurance Solutions Tailored to You


At Moten Insurance, we understand that life insurance isn’t one-size-fits-all. Everyone’s health, history, and goals are different—and so are the life insurance options available to you. That’s why we offer personalized support to help you explore what may be possible for your situation.

Have you ever asked yourself:

  • Do I have a health condition that makes coverage harder to find?

  • Have I been turned down for life insurance in the past?

  • Is there anything available for someone in my situation?

We work with individuals ages 0–85 and are happy to provide guidance, especially when your needs fall outside the typical insurance profile.

Common Health Conditions We Work With

If you’ve been told you don’t qualify for life insurance due to a medical condition, you’re not alone. These are just a few of the health concerns we commonly see from clients who want to explore their options:

  • Stroke

  • Heart attack

  • Kidney dialysis

  • Stent placement

  • Bypass surgery

  • Seizures

  • Diabetes

  • High blood pressure

  • Congestive heart failure

  • Multiple sclerosis

You don’t have to assume you’re uninsurable. Let’s talk and explore what may be available.

If you have been told you are not insurable for any of these reasons, Please call us at  469-682-2436!

Why Buy Life Insurance for Children?

Children’s Whole Life Insurance can be a thoughtful way to plan for your child’s future while offering long-term benefits that grow with them.

Some of the key features include:

  • Guaranteed future insurability – Your child can purchase more coverage later, regardless of health.

  • Locked-in rates – Premiums stay the same for life.

  • Coverage that never decreases – The death benefit will not go down.

  • Options to increase coverage into adulthood – Help secure your child’s future long before they need it.

If you're considering life insurance for your children, please contact me for current rates and policy options.


Let’s Talk

Whether you’re looking to protect your family, secure your child’s future, or explore coverage after being declined, I’m here to help guide the conversation.

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Donald Moten
255 N. I-35 East
Desoto TX 75115
(800) 570-3997
(469) 682-2436