Planning Ahead Brings Peace of Mind

What Is Final Expense Insurance?

Final Expense Insurance is a type of whole life insurance designed to cover the costs associated with end-of-life expenses. These can include:

• Funeral and burial or cremation costs

• Medical bills

• Outstanding debts

This coverage is typically easier to qualify for than traditional life insurance and is ideal for individuals looking for a practical solution to protect their family from unexpected expenses.

What Is Burial Insurance?

Burial Insurance is a more targeted form of Final Expense Insurance that specifically helps cover the cost of:

• Funeral home services

• Caskets or urns

• Memorial services

Even a basic funeral today can cost thousands of dollars. Burial insurance can help ensure that your loved ones aren’t left scrambling to cover these costs in a difficult time.

Benefits of Final Expense & Burial Insurance

• Fixed premiums that never increase

• Coverage that lasts a lifetime

• No medical exam in most cases.

• In most cases, no health questions asked

• Quick approval in many cases, with policies often issued within days

• Peace of mind knowing your loved ones will be taken care of

Let’s Start the Conversation

You don’t have to make these decisions alone. I’ll help you explore options that make sense for your goals—without pressure or obligation.

Frequently Asked Questions

About Final Expense & Burial Insurance

❓Do I need a medical exam to qualify?

In most cases, no medical exam is required. Many plans only ask a few basic health questions and can be approved quickly—even for individuals with health issues.

❓How much coverage can I get?

Give me a call! I'm happy to talk with you about the types of plans we have available and what may work the best for you. 

❓Will my rates ever go up?

No. Final Expense and Burial Insurance policies usually come with fixed premiums, which means your monthly rate stays the same for life.

❓How fast are benefits paid out?

Once a valid claim is filed, many policies pay out quickly, often within a few days. This allows families to handle funeral costs without delay.

❓Who receives the money when I pass away?

You choose a beneficiary—a person or family member who will receive the benefit and use it to cover your final expenses.

Have More Questions? Let's Talk.

Every situation is different. If you'd like help understanding your options, I'm here to walk you through it—no pressure, no obligation.